This website http://www.makinghomeaffordable.gov is great to get information about loan modification and to see if it can help you.
m
Thursday, March 19, 2009
Monday, March 16, 2009
PROPERTY TAX ADJUSTMENT SERVICES - WARNING
WARNING
Property Tax Adjustment Services's letter has just been sent out again. I have just received one in the mail and it looks so official and it tells you that you can save a lot of money in taxes. Just send them a certain amount, now it was $219.00 but if I paid fast, it would just be $189.00 and then they will try to have your taxes reduced.
But why pay this money? You can easily do it free of charge. Just go to the County Assessor's website or call their office. Then they will tell you what to do.
You will need some comps. to show what your house is worth. I will find them for you of no cost. Just tell me.
The letter will have no address or phono no. Just a PO Box. That should tell you something.
m
Property Tax Adjustment Services's letter has just been sent out again. I have just received one in the mail and it looks so official and it tells you that you can save a lot of money in taxes. Just send them a certain amount, now it was $219.00 but if I paid fast, it would just be $189.00 and then they will try to have your taxes reduced.
But why pay this money? You can easily do it free of charge. Just go to the County Assessor's website or call their office. Then they will tell you what to do.
You will need some comps. to show what your house is worth. I will find them for you of no cost. Just tell me.
The letter will have no address or phono no. Just a PO Box. That should tell you something.
m
Vasquez Rocks
Need a good, beautiful and eventful family event, then take a trip to VASQUEZ ROCKS? Here are many trails where you and your family can explore the nature. Free entrance.
Vasquez Rocks Natural Area Park is located in Agua Dulce and is one of the most interesting geologic landscapes in Southern California.
The Tataviam Indians lived here and they were present in the area when the Spanish arrived.
Many well-known TV shows have been filmed here including, Star Trek, Roswell, 24, CSI and Fear Factor and hundreds of TV commercials. Recent films include The Flintstones, Planet of the Apes and Holes.
m
Vasquez Rocks Natural Area Park is located in Agua Dulce and is one of the most interesting geologic landscapes in Southern California.
The Tataviam Indians lived here and they were present in the area when the Spanish arrived.
Many well-known TV shows have been filmed here including, Star Trek, Roswell, 24, CSI and Fear Factor and hundreds of TV commercials. Recent films include The Flintstones, Planet of the Apes and Holes.
m
Website to find out of good schools
Hi,
If you want to know what schools are classified as really good, you should check this website out:
www.greatschools.com
m
If you want to know what schools are classified as really good, you should check this website out:
www.greatschools.com
m
Thursday, March 5, 2009
OBAMA's housing plan aims to help 9 million
Program will bypass those with loans severely "underwater".
The Obama administration's housing plan is intended to help 9 mil. struggling homeowners avoid foreclosure, but it leaves out tens of thousands of borrowers in the most battered housing markets who won't qualify because their homes have lost too much value.
The program is limited to borrowers who owe up to 5 percent more than their home's current value.
The program has two parts: one to work with lenders to modify the loan terms for up to 4 million homeowners, the second to refinance up to 5 million homeowners into more affordable fixed-rate loans.
For the modification program, which runs through 2012, borrowers who are eligible will have to provide their most recent tax return and two pay stubs, as well as an "affidavit of financial hardship" to qualify. In the affidavit, applicants will have to cite the reasons behind their financial woes, such as job loss or a drop in income. The government will then take steps to verify the information.
Borrowers are only allowed to have their loans modified once, and the program applies for loans made on Jan. 1, 2009 or earlier.
Mortgages for single-family properties that are worth more than $729,750 are excluded.
Lenders could reduce a borrower's interest rate to as low as 2 percent for five years. Rates would then rise to about 5 percent until the mortgage is repaid.
(Daily News, Mar. 5., 2009)
The Obama administration's housing plan is intended to help 9 mil. struggling homeowners avoid foreclosure, but it leaves out tens of thousands of borrowers in the most battered housing markets who won't qualify because their homes have lost too much value.
The program is limited to borrowers who owe up to 5 percent more than their home's current value.
The program has two parts: one to work with lenders to modify the loan terms for up to 4 million homeowners, the second to refinance up to 5 million homeowners into more affordable fixed-rate loans.
For the modification program, which runs through 2012, borrowers who are eligible will have to provide their most recent tax return and two pay stubs, as well as an "affidavit of financial hardship" to qualify. In the affidavit, applicants will have to cite the reasons behind their financial woes, such as job loss or a drop in income. The government will then take steps to verify the information.
Borrowers are only allowed to have their loans modified once, and the program applies for loans made on Jan. 1, 2009 or earlier.
Mortgages for single-family properties that are worth more than $729,750 are excluded.
Lenders could reduce a borrower's interest rate to as low as 2 percent for five years. Rates would then rise to about 5 percent until the mortgage is repaid.
(Daily News, Mar. 5., 2009)
Sunday, March 1, 2009
Volunteers as guides at the Bluff Fort Visitors are wanted!
I found this add in my Danish/American newspaper BIEN. Maybe it is something for you. I would love to do it if I did not have to work.
Wanted: Enthusiastic couples or singles who desire a life-changing opportunity to share the true life experiences of the dedicated pioneers who founded BLUFF IN SOUTHEASTERN UTAH. Spend two weeks to six months volunteering as guides at the Bluff Fort Visitors Center.
Show the site to tourists from around the world. Tell the stories of teamwork, sacrifice, coooperation and faith which allowed these stout hearted people to "accomplish the see-mingly impossible".
If you desire, there are also opportunities to garden, quilt, make rugs, and assist with construction projects.
The Visitors Center will be open from March 1st to October 31st.
The need for volunteers is greatest during this time. Do you have two weeks, a month or several months you could serve and enjoy the solitude, serenity and beauty of Bluff, Utah? If so, please contact LaRue Barton at 1-435-672-9967 or e-mail: larueb@frontiernet.net to descuss schedules and possible housing accommodations.
Explore the Web-site: www.hirf.org for photos of completed cabins and other improvements at the Fort site.
Wanted: Enthusiastic couples or singles who desire a life-changing opportunity to share the true life experiences of the dedicated pioneers who founded BLUFF IN SOUTHEASTERN UTAH. Spend two weeks to six months volunteering as guides at the Bluff Fort Visitors Center.
Show the site to tourists from around the world. Tell the stories of teamwork, sacrifice, coooperation and faith which allowed these stout hearted people to "accomplish the see-mingly impossible".
If you desire, there are also opportunities to garden, quilt, make rugs, and assist with construction projects.
The Visitors Center will be open from March 1st to October 31st.
The need for volunteers is greatest during this time. Do you have two weeks, a month or several months you could serve and enjoy the solitude, serenity and beauty of Bluff, Utah? If so, please contact LaRue Barton at 1-435-672-9967 or e-mail: larueb@frontiernet.net to descuss schedules and possible housing accommodations.
Explore the Web-site: www.hirf.org for photos of completed cabins and other improvements at the Fort site.
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